S&P 500 Returns since 2000 (2024)

Stock market returns between 2000 and 2023

If you invested $100 in the S&P 500 at the beginning of 2000, you would have about $488.05 at the end of 2023, assuming you reinvested all dividends. This is a return on investment of 388.05%, or 6.93% per year.

This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 175.82% cumulatively, or 4.38% per year.

If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $530.33.

Contents

  1. Overview
  2. Adjusting for inflation
  3. Full monthly data
  4. Dollar cost average

The graph below shows the performance of $100 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.

This chart shows the rate of gains and loss by month, including dividends:

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Adjusting stock market return for inflation

The nominal return on investment of $100 is $388.05, or 388.05%. This means by 2023 you would have $488.05 in your pocket.

However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).

In the case of the returns described above, the CPI in 2000 was 172.200 and the CPI in 2023 was 304.702.

The ratio between these CPIs describes how relative buying power of a dollar has changed over 23 years.

Adjusted for inflation, the $488.05 nominal end value of the original $100 investment would have a real return of roughly $175.82 in 2000 dollars. This means the inflation-adjusted return is 175.82% as opposed to the original 388.05%.

For more information on inflation, see our U.S. inflation calculator for 2000.

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Full monthly data

The table below shows the full dataset pertaining to a $100 investment, including gains and losses over the 284-month period between 2000 and 2023.

Note that data shown is the monthly average closing price. Returns include dividends.

YearMonthReturn (%)Amount ($)CPI
20001-2.48%97.52168.80
200023.94%101.37169.80
200031.42%102.81171.20
20004-2.84%99.89171.30
200053.16%103.05171.50
200060.85%103.93172.40
200070.94%104.90172.80
20008-1.08%103.77172.80
20009-5.21%98.36173.70
200010-0.77%97.60174.00
200011-3.32%94.36174.10
2000120.46%94.79174.00
20011-2.14%92.76175.10
20012-9.08%84.34175.80
200130.45%84.72176.20
200146.88%90.55176.90
20015-2.39%88.39177.70
20016-2.66%86.03178.00
20017-2.05%84.27177.50
20018-11.25%74.80177.50
200193.18%77.18178.30
2001105.05%81.08177.70
2001111.47%82.27177.40
200112-0.30%82.02176.70
20021-3.35%79.27177.10
200224.95%83.19177.80
20023-3.51%80.27178.80
20024-2.82%78.00179.80
20025-5.92%73.38179.80
20026-10.76%65.49179.90
200271.14%66.24180.10
20028-4.76%63.08180.70
20029-1.37%62.22181.00
2002106.63%66.34181.30
200211-1.04%65.66181.30
200212-0.22%65.51180.90
20031-6.41%61.31181.70
200321.31%62.11183.10
200335.29%65.39184.20
200345.31%68.87183.80
200355.70%72.80183.50
200360.60%73.23183.70
20037-0.17%73.11183.90
200383.16%75.42184.60
200392.03%76.95185.20
2003101.21%77.88185.00
2003113.06%80.27184.50
2003124.93%84.23184.30
200411.09%85.14185.20
20042-1.57%83.81186.20
200430.97%84.62187.40
20044-2.56%82.45188.00
200452.86%84.81189.10
20046-2.24%82.91189.70
20047-1.39%81.76189.40
200482.78%84.03189.50
200490.10%84.12189.90
2004104.77%88.14190.90
2004112.73%90.54191.00
200412-1.35%89.32190.30
200511.68%90.82190.70
20052-0.26%90.59191.80
20053-2.41%88.40193.30
200541.34%89.59194.60
200552.18%91.54194.40
200561.81%93.19194.50
200570.31%93.48195.40
200580.28%93.74196.40
20059-2.62%91.28198.80
2005103.96%94.90199.20
2005112.14%96.94197.60
2005121.47%98.36196.80
20061-0.02%98.34198.30
200621.49%99.80198.70
200630.80%100.60199.80
20064-0.79%99.81201.50
20065-2.71%97.11202.50
200660.72%97.81202.90
200672.29%100.05203.50
200682.53%102.58203.90
200693.62%106.29202.90
2006102.00%108.42201.80
2006112.15%110.75201.50
2006120.69%111.51201.80
200711.60%113.29202.42
20072-2.47%110.49203.50
200734.18%115.11205.35
200743.39%119.01206.69
200750.34%119.42207.95
200760.57%120.11208.35
20077-4.20%115.06208.30
200783.07%118.60207.92
200792.99%122.15208.49
200710-4.81%116.28208.94
2007111.24%117.72210.18
200712-6.64%109.91210.04
20081-1.56%108.19211.08
20082-2.63%105.35211.69
200834.24%109.82213.53
200842.56%112.63214.82
20085-4.25%107.85216.63
20086-6.08%101.29218.82
200872.11%103.43219.96
20088-4.85%98.42219.09
20089-20.19%78.54218.78
200810-8.61%71.79216.57
200811-0.35%71.53212.43
200812-1.10%70.75210.23
20091-6.70%66.01211.14
20092-5.69%62.25212.19
2009312.32%69.92212.71
200946.66%74.58213.24
200952.87%76.72213.86
200961.28%77.70215.69
200978.12%84.01215.35
200983.65%87.08215.83
200992.40%89.17215.97
2009102.09%91.04216.18
2009112.23%93.06216.33
2009121.36%94.33215.95
20101-2.90%91.59216.69
201025.94%97.04216.74
201034.09%101.00217.63
20104-5.88%95.06218.01
20105-3.54%91.69218.18
20106-0.16%91.55217.97
201070.86%92.34218.01
201083.37%95.45218.31
201094.58%99.82218.44
2010102.49%102.31218.71
2010113.71%106.10218.80
2010123.46%109.78219.18
201113.15%113.24220.22
20112-1.11%111.98221.31
201132.22%114.46223.47
201140.66%115.22224.91
20115-3.66%111.00225.96
201163.10%114.44225.72
20117-10.40%102.54225.92
20118-0.79%101.73226.55
201193.02%104.80226.89
2011101.77%106.65226.42
2011111.55%108.31226.23
2011124.78%113.49225.67
201214.16%118.22226.67
201222.88%121.62227.66
20123-0.04%121.58229.39
20124-3.09%117.82230.09
20125-1.15%116.46229.82
201262.92%119.86229.48
201273.39%123.93229.10
201283.02%127.67230.38
20129-0.22%127.39231.41
201210-2.84%123.78231.32
2012112.18%126.47230.22
2012124.27%131.87229.60
201312.33%134.95230.28
201322.72%138.62232.17
201331.45%140.63232.77
201344.57%147.07232.53
20135-1.12%145.42232.95
201363.25%150.16233.50
201370.25%150.54233.60
201381.19%152.33233.88
201392.12%155.56234.15
2013103.86%161.56233.55
2013111.52%164.02233.07
2013120.97%165.61233.05
20141-0.13%165.39233.92
201422.72%169.89234.78
201430.20%170.24236.29
201441.53%172.84237.07
201453.20%178.37237.90
201461.50%181.04238.34
20147-0.43%180.26238.25
201481.78%183.47237.85
20149-2.65%178.61238.03
2014105.71%188.80237.43
2014110.63%190.00236.15
201412-1.11%187.89234.81
201512.83%193.21233.71
201520.06%193.31234.72
201530.88%195.01236.12
201540.98%196.92236.60
20155-0.44%196.06237.81
20156-0.08%195.91238.64
20157-2.42%191.16238.65
20158-4.51%182.54238.32
201594.32%190.42237.95
2015102.93%196.00237.84
201511-1.10%193.84237.34
201512-6.42%181.40236.53
20161-0.55%180.40236.92
201626.36%191.88237.11
201632.83%197.31238.13
20164-0.30%196.71239.26
201651.07%198.81240.23
201663.30%205.37241.02
201671.20%207.83240.63
20168-0.44%206.92240.85
20169-0.51%205.87241.43
2016101.20%208.34241.73
2016113.95%216.56241.35
2016121.44%219.68241.43
201712.58%225.34242.84
201721.75%229.28243.60
20173-0.15%228.93243.80
201741.69%232.80244.52
201751.78%236.94244.73
201760.99%239.28244.96
201770.25%239.87244.79
201781.65%243.83245.52
201792.73%250.50246.82
2017101.59%254.48246.66
2017112.88%261.82246.67
2017124.86%274.55246.52
20181-2.89%266.63247.87
201820.06%266.80248.99
20183-1.66%262.36249.55
201841.96%267.51250.55
201852.11%273.16251.59
201861.58%277.48251.99
201872.45%284.28252.01
201881.68%289.05252.15
20189-3.85%277.93252.44
201810-2.08%272.16252.89
201811-5.56%257.02252.04
2018121.74%261.48251.23
201915.83%276.72251.71
201921.95%282.11252.78
201933.72%292.61254.20
20194-1.53%288.13255.55
201951.40%292.18256.09
201963.83%303.36256.14
20197-3.13%293.85256.57
201983.09%302.92256.56
201990.01%302.95256.76
2019104.43%316.38257.35
2019112.47%324.19257.21
2019123.35%335.04256.97
202010.12%335.45257.97
20202-18.92%271.99258.68
202034.32%283.74258.12
202045.89%300.44256.39
202056.51%320.00256.39
202063.48%331.12257.80
202075.89%350.64259.10
20208-0.63%348.44259.92
202091.73%354.45260.28
2020103.95%368.47260.39
2020114.26%384.16260.23
2020122.80%394.90260.47
202112.49%404.74261.58
202120.82%408.06263.01
202136.02%432.64264.88
202140.76%435.93267.05
202151.81%443.82269.20
202163.07%457.43271.70
202172.19%467.43273.00
20218-0.08%467.04273.57
202190.45%469.15274.31
2021104.74%491.41276.59
2021110.27%492.71277.95
202112-2.05%482.60278.80
20221-2.90%468.59281.15
20222-0.89%464.41283.72
202230.12%464.96287.50
20224-7.87%428.36289.11
20225-3.37%413.92292.30
202260.46%415.85296.31
202276.45%442.66296.28
20228-7.28%410.44296.17
20229-3.09%397.76296.81
2022105.29%418.78298.01
2022110.01%418.82297.71
2022121.38%424.59296.80
202313.15%437.95299.17
20232-2.59%426.63300.84
202334.00%443.68301.84
202340.74%446.95303.36
202354.94%469.04304.13
202363.88%487.22305.11
20237-1.13%481.74305.69
202381.31%488.05307.03

Click to show 270 more rows

Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.

Dollar-cost averaging

Dollar-cost averaging is an alternative to investing the full lump-sum of $100.00 up-front. Instead, the capital is invested over a period of time.

Consider a strategy in which $100.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 2000. This would result in a final amount of $530.33, including dividend reinvestments. In this particular case, dollar-cost average returns are greater than the returns of a lump-sum investment (which ends with $488.05).

YearMonthContribution ($)Amount ($)
200014.164.05
200024.168.53
200034.1612.87
200044.1616.54
200054.1621.35
200064.1625.73
200074.1630.16
200084.1633.95
200094.1636.12
2000104.1639.96
2000114.1642.65
2000124.1647.02
200114.1650.08
200124.1649.31
200134.1653.71
200144.1661.85
200154.1664.43
200164.1666.76
200174.1669.46
200184.1665.34
200194.1671.70
2001104.1679.69
2001114.1685.08
2001124.3289.13
20021-86.14
20022-90.40
20023-87.22
20024-84.76
20025-79.74
20026-71.16
20027-71.97
20028-68.55
20029-67.61
200210-72.09
200211-71.34
200212-71.19
20031-66.62
20032-67.49
20033-71.06
20034-74.83
20035-79.10
20036-79.57
20037-79.44
20038-81.95
20039-83.61
200310-84.63
200311-87.22
200312-91.52
20041-92.52
20042-91.07
20043-91.95
20044-89.59
20045-92.15
20046-90.09
20047-88.84
20048-91.31
20049-91.41
200410-95.77
200411-98.38
200412-97.05
20051-98.69
20052-98.43
20053-96.06
20054-97.35
20055-99.47
20056-101.27
20057-101.58
20058-101.87
20059-99.19
200510-103.12
200511-105.33
200512-106.88
20061-106.86
20062-108.45
20063-109.31
20064-108.45
20065-105.52
20066-106.28
20067-108.71
20068-111.47
20069-115.50
200610-117.81
200611-120.34
200612-121.17
20071-123.11
20072-120.06
20073-125.08
20074-129.32
20075-129.77
20076-130.52
20077-125.03
20078-128.88
20079-132.73
200710-126.35
200711-127.92
200712-119.43
20081-117.56
20082-114.47
20083-119.33
20084-122.39
20085-117.19
20086-110.07
20087-112.39
20088-106.94
20089-85.35
200810-78.00
200811-77.73
200812-76.88
20091-71.73
20092-67.65
20093-75.98
20094-81.04
20095-83.37
20096-84.43
20097-91.29
20098-94.62
20099-96.89
200910-98.92
200911-101.13
200912-102.50
20101-99.53
20102-105.44
20103-109.75
20104-103.30
20105-99.64
20106-99.48
20107-100.34
20108-103.72
20109-108.47
201010-111.17
201011-115.30
201012-119.29
20111-123.05
20112-121.68
20113-124.38
20114-125.20
20115-120.61
20116-124.36
20117-111.42
20118-110.54
20119-113.88
201110-115.89
201111-117.69
201112-123.32
20121-128.46
20122-132.16
20123-132.11
20124-128.03
20125-126.55
20126-130.25
20127-134.66
20128-138.73
20129-138.43
201210-134.50
201211-137.43
201212-143.29
20131-146.64
20132-150.63
20133-152.82
20134-159.81
20135-158.02
20136-163.16
20137-163.58
20138-165.53
20139-169.03
201310-175.56
201311-178.23
201312-179.95
20141-179.72
20142-184.61
20143-184.98
20144-187.82
20145-193.82
20146-196.72
20147-195.88
20148-199.36
20149-194.09
201410-205.16
201411-206.46
201412-204.17
20151-209.94
20152-210.06
20153-211.90
20154-213.98
20155-213.05
20156-212.88
20157-207.71
20158-198.35
20159-206.92
201510-212.98
201511-210.63
201512-197.11
20161-196.03
20162-208.50
20163-214.40
20164-213.75
20165-216.03
20166-223.16
20167-225.83
20168-224.84
20169-223.70
201610-226.39
201611-235.32
201612-238.71
20171-244.86
20172-249.14
20173-248.76
20174-252.97
20175-257.46
20176-260.00
20177-260.65
20178-264.96
20179-272.20
201710-276.53
201711-284.50
201712-298.34
20181-289.72
20182-289.91
20183-285.09
20184-290.68
20185-296.82
20186-301.51
20187-308.90
20188-314.09
20189-302.00
201810-295.73
201811-279.28
201812-284.13
20191-300.69
20192-306.55
20193-317.96
20194-313.09
20195-317.49
20196-329.64
20197-319.31
20198-329.16
20199-329.19
201910-343.79
201911-352.28
201912-364.07
20201-364.51
20202-295.55
20203-308.32
20204-326.47
20205-347.72
20206-359.80
20207-381.01
20208-378.62
20209-385.16
202010-400.38
202011-417.44
202012-429.11
20211-439.80
20212-443.41
20213-470.11
20214-473.69
20215-482.26
20216-497.06
20217-507.92
20218-507.49
20219-509.79
202110-533.98
202111-535.39
202112-524.41
20221-509.19
20222-504.64
20223-505.24
20224-465.46
20225-449.78
20226-451.87
20227-481.00
20228-446.00
20229-432.21
202210-455.05
202211-455.10
202212-461.37
20231-475.89
20232-463.58
20233-482.11
20234-485.67
20235-509.67
20236-529.42
20237-523.47
20238-530.33

Click to show 270 more rows

The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.

Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.

S&P 500 Returns since 2000 (2024)

FAQs

What is the S&P 500 total return since 2000? ›

Stock market returns since 2000

This is a return on investment of 453.47%, or 7.28% per year. This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 203.96% cumulatively, or 4.67% per year.

What is the rate of return for the S&P 500 last 30 years? ›

Looking at the S&P 500 for the years 1993 to mid-2023, the average stock market return for the last 30 years is 9.90% (7.22% when adjusted for inflation). Some of this success can be attributed to the dot-com boom in the late 1990s (before the bust), which resulted in high return rates for five consecutive years.

What is the average return of the S&P 500 over the last 40 years? ›

40 Years (1982 – 2022): 11.6% annual return. 30 Years (1992 – 2022): 9.64% annual return. 20 Years (2002 – 2022): 8.14% annual return.

How much money was $1000 invested in the S&P 500 in 1980? ›

In 1980, had you invested a mere $1,000 in what went on to become the top-performing stock of S&P 500 (^GSPC 0.70%), then you would be sitting on a cool $1.2 million today. That equates to a total return of 120,936%. The stock? None other than Gap (GPS 0.57%).

What is a good return on investment over 5 years? ›

General ROI: A positive ROI is generally considered good, with a normal ROI of 5-7% often seen as a reasonable expectation. However, a strong general ROI is something greater than 10%. Return on Stocks: On average, a ROI of 7% after inflation is often considered good, based on the historical returns of the market.

How much money do I need to invest to make $3,000 a month? ›

Imagine you wish to amass $3000 monthly from your investments, amounting to $36,000 annually. If you park your funds in a savings account offering a 2% annual interest rate, you'd need to inject roughly $1.8 million into the account.

What is the safest investment with the highest return? ›

These seven low-risk but potentially high-return investment options can get the job done:
  • Money market funds.
  • Dividend stocks.
  • Bank certificates of deposit.
  • Annuities.
  • Bond funds.
  • High-yield savings accounts.
  • 60/40 mix of stocks and bonds.
May 13, 2024

What is the 10 year total return on the S&P 500? ›

S&P 500 10 Year Return is at 167.3%, compared to 180.6% last month and 161.0% last year.

What is the yearly return of the S&P 500 last 100 years? ›

The average yearly return of the S&P 500 is 10.62% over the last 100 years, as of the end of April 2024. This assumes dividends are reinvested. Dividends account for about 40% of the total gain over this period. Adjusted for inflation, the 100-year average stock market return (including dividends) is 7.44%.

What is the 15 year average return on the S&P 500? ›

Overall, the S&P 500 grew at a compound annual growth rate of 13.8% over the last 15 years. Adjusting for inflation, the index grew 11.2% per year during that period.

How much would I have earned if I invested in the S&P 500? ›

For a point of reference, the S&P 500 has a historical average annual total return of about 10%, not accounting for inflation. This doesn't mean you can expect 10% growth every year; you could experience a gain one year and a loss the next.

What is the 20 year return of the S&P 500? ›

Average returns
PeriodAverage annualised returnTotal return
Last year25.7%25.7%
Last 5 years14.2%94.5%
Last 10 years15.3%316.2%
Last 20 years10.6%651.5%

What is the S&P 500 forecast for 2024? ›

Analysts expect overall S&P 500 earnings to rise 10.4% in 2024, LSEG data showed. But stocks are also at high valuation levels. The S&P 500 trades at a forward price-to-earnings ratio - a commonly used metric to value stocks - of 20.9, well above the index's historic average of 15.7, according to LSEG Datastream.

What is the average return of the S&P 500 since 2001? ›

Stock market returns since 2001

This is a return on investment of 483.89%, or 7.86% per year. This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 229.80% cumulatively, or 5.25% per year.

What is the total return of the S&P 500 index Fund? ›

Returns (NAV as on 24th May, 2024)
Period Invested for₹10000 Invested onCategory Avg
1 Year24-May-2329.13%
2 Year24-May-2222.53%
3 Year24-May-2116.03%
Since Inception28-Apr-2015.18%
5 more rows

How much has the sp500 returned since 2005? ›

Stock market returns since 2005

This is a return on investment of 519.66%, or 9.89% per year.

What is the average return on bonds last 20 years? ›

If you purchase a 10-year Treasury at time of writing, you could expect a yield of about 4.45%. Based on yields over the past 20 years, you can expect average interest payments of between 3% and 4%.

What is the return of the S&P 500 after 5 years? ›

S&P 500 5 Year Return is at 70.94%, compared to 85.38% last month and 57.45% last year. This is higher than the long term average of 45.28%. The S&P 500 5 Year Return is the investment return received for a 5 year period, excluding dividends, when holding the S&P 500 index.

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