It can take anywhere from a few minutes to a few weeks to get a business credit card, though on average it shouldn’t take more than 10 to 14 days. In many cases, a business may receive “instant approval” for a business credit card, but it may take longer to come to a decision other times.
How Long It Takes to Get Approved for a Business Credit Card: Key Things to Remember
- Some businesses may be approved right after applying.
- Some businesses may have to wait a few days to a few weeks for a decision.
- Applying online speeds up the approval process because it’s the most streamlined application method.
- Having incorrect or incomplete information on the application is a common reason why approval may get delayed.
Once you’re approved for a business credit card, it should take around 7 to 10 business days to arrive by mail. Depending on the issuer, you may be able to request expedited delivery for free or for a small fee, which can cut the shipping time down to only a few business days.
This answer was first published on 09/24/21 and it was last updated on 03/31/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
