Avoid Scams and Keep Your Money Safe with Cash App (2024)

Cash App Cash App Support Avoid Scams and Keep Your Money Safe with Cash App

Best Practices For Using Cash App to Send Payments

Cash App wants to help you keep your money safe. To do so, follow these best practices for recognizing and avoiding scams, reporting phishing attempts, and following Cash App’s security best practices. Please note that Cash App to Cash App payments are instant and usually can’t be canceled.

Protect Sensitive Information

Fraudsters attempt to steal customer data using fake phone numbers and emails, pretending to be a Cash App representative.

No one representing Cash App will ever ask for your sign-in code over the phone, on social media, or through any other medium. We will never ask for you to send us a payment or provide sensitive information such as your full bank account information or Social Security Number. If you believe that you have fallen victim to a phishing scam, please change your Cash App PIN immediately and report the incident by contacting Cash App Support.

Recognizing and Avoiding Scams

Before sending a payment, we strongly recommend that you:

-Only send to people you know or to verified Cash App accounts

-Verify the recipient’s name before sending

-Double-check the spelling of $cashtags

-Double-check the recipient’s phone number or email for typos

COMMON TYPES OF SCAMS:

Scammers often target vulnerable individuals who are in need of help, which often results in making promises they do not keep after they receive payment. Cash App strives to be a safe place for people to send and receive funds from people they know. Please keep these best practices in mind before you send a Cash App payment. If someone says something that sounds too good to be true, chances are that it’s a scam.

Cash-Flipping

Scammers will often claim to have the ability to “flip” your money, promising to increase your money if you first send them funds, often called a “clearance fee.” These scammers will accept your funds without sending anything in return. Cash App will never request funds to claim payments.

Puppy/Pet Deposit Scam

Scammers will claim to have an upcoming litter and request a deposit in order to secure one of the animals. These scammers usually post fake photos, won’t communicate over the phone, and will offer to sell purebred, or highly sought after, animals at an extremely low price. Since Cash App cannot guarantee a refund in the event that you do not receive what you pay for, it’s safer to send money over Cash App once you meet the buyer in person when receiving the goods.

Apartment and Home Rentals

Scammers often promise a good or service without ever providing proof that it actually exists. This includes promising to find you a cheap apartment, or offering an apartment at a much lower rate than normal, requiring a deposit with or without an application, or allowing a tour of the prospective rental.

Fraudulent Cash Support

Verified Cash Support can be reached in-app, or through cash.app/help. Please be wary of phone numbers online claiming to be direct lines to Cash Support. You may not be able to recover any funds lost if you allow a third party access to your account.

Cash Support will never ask you to provide your Sign-In Code, PIN, require you to send a payment, make a purchase, download any application for “remote access,” or complete a "test" transaction of any kind.

Reporting Phishing Attempts

What is Phishing?

Phishing is an attempt by a fraudulent actor to collect personal and/or financial information through social media, email, phone, or text message. Victims of phishing scams are sometimes directed to enter their information into fake websites posing as real ones.

Verified emails from Cash App will come from a cash.app, square.com, or squareup.com address.

If you receive a suspicious social media message, email, text or phone call regarding the Cash App, or see a phone number that you believe is illegitimate, please contact support through your app, or at cash.app/help to report the incident. Cash App will investigate and take action if needed.

Please note that there are currently no phone numbers that you can call to speak with Cash Support.

Security Best Practices with Cash App

Cash App Sign In

Every time you sign in to your Cash App account, you’re sent a one-time-use login code.

If you received an unsolicited sign in code via email, we recommend securing the email account associated with your Cash App account by updating your password and enabling two-factor authentication.

If you sign in to your Cash App on a device other than your personal device, make sure to sign out.

Cash App Transaction Verification

  • Enable the Security Lock setting so that every Cash App payment and Cash Out requires your passcode.
  • Enable notification via text message or email so that you are notified after every Cash transaction. You may adjust these settings in the profile section of your Cash App.

Secure your mobile device

  • Create a passcode for your mobile device. To do so, check your device’s general settings. Because all devices vary, you may need to check your device manual for more information.

Secure your email

  • If you have an email address associated with your Cash App account, we recommend securing that email account by enabling two-factor authentication (if your email provider supports it).

Communication with the Cash Team

  • Only reply to emails from people and organizations that you know and trust. Cash emails will come from ”@square.com,” @squareup.com,” or “@cash.app”.
  • Emails from the Cash Team or Square will only contain links to websites at square.com, squareup.com, cash.app/help or cash.me. If an email contains links to other websites, it was NOT sent by Square.
  • The Cash Team will never ask you for your login information.

Still Need Help?

Our customer support is here to help.

Contact Support

Something Else

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Avoid Scams and Keep Your Money Safe with Cash App (2024)

FAQs

Avoid Scams and Keep Your Money Safe with Cash App? ›

Cash App's official stance on refunds for scams is generally strict. The company's terms of service indicate that transactions are usually instant and irreversible. 【[1*𝟪𝟥𝟥>317<𝟢𝟦𝟫𝟫]】 This means that once you send money, it's gone, and Cash App cannot typically reverse the transaction or offer a refund.

How do I keep my money safe on Cash App? ›

When using Cash App to send money, we strongly recommend the following:
  1. Turn on notifications and enable Security Lock to keep your account more secure.
  2. Keep your information safe. ...
  3. Verify and double-check all recipient information before sending any payment to confirm you are sending money to the correct person.

Will Cash App refund money if scammed? ›

Cash App's official stance on refunds for scams is generally strict. The company's terms of service indicate that transactions are usually instant and irreversible. 【[1*𝟪𝟥𝟥>317<𝟢𝟦𝟫𝟫]】 This means that once you send money, it's gone, and Cash App cannot typically reverse the transaction or offer a refund.

Can someone get into your Cash App with your cashtag? ›

No. Cash App scammers need more than your name or Cash App “$Cashtag” to hack your account. They'll also need access to your Cash App PIN, phone number, and email address.

Why are random people sending me money on Cash App? ›

If a random person sends you money on Cash App, contact Cash App support immediately. An unexpected deposit is often a sign of a scam.

How do I stop being scammed on Cash App? ›

Stay safe on Cash App
  1. ✓Only pay people you trust. Before sending anyone money, make sure you know them. ...
  2. ✓Make sure it's Cash App. Check if social media posts come from Cash App's verified accounts. ...
  3. ✓Turn on Security Lock. Protect your account by requiring your face, fingerprint, or PIN to move money and unlock the app.

How do I put security on Cash App? ›

Enable Security Lock

Here's how: Go to the profile icon on your Cash App home screen. Select Privacy & Security. Toggle on the Security Lock.

Is Cash App safe to receive money from strangers? ›

Unlike a debit or credit card, Cash App does not have robust protections for fraudulent transactions. It's safe to receive money on Cash App from strangers (when you're expecting it) because no sensitive details are revealed.

How do you get your money back from someone on Cash App? ›

Tap on the three dots (...) in the top right corner. Choose "Refund" and follow the instructions. Contact Cash App Support: If you're unable to resolve the issue with the recipient or through the app, you can contact Cash App support for assistance +1-866-290-0359.

Does Cash App reverse money? ›

Cash App can't cancel or refund a payment after it has been completed. If you sent money to the wrong account, ask the recipient for a refund: Tap the Activity tab on your Cash App home screen. Select the payment in question and tap Completed.

What is the risk of using Cash App? ›

If you must transact with strangers through Cash App, be sure to check the recipient's details. One red flag is when the name they give you doesn't match the name on their Cash App account. They could give you a fake identity to hide their real identity, which is obviously suspicious. Use two-factor authentication.

Why does Cash App need my social security number? ›

To help keep Cash App safe, you are required to verify your identity on Cash App. You'll be prompted to verify your identity if you attempt to: Send or receive more than $1,000 over a 30-day rolling period. Send or receive more than $1,500 total.

What happens if someone uses my debit card on Cash App? ›

If you noticed a Cash App Card payment you did not authorize we recommend contacting the merchant immediately to cancel the pending transaction. Once canceled, it can take up to 10 business days (14 calendar days) for Cash App to receive the refund.

Can I keep the money a scammer sent me? ›

If you receive money from a form of payment that was stolen by a scammer, that money could be removed from your account. Do not send the money back. If you send your own money back, the stolen funds you received can also be removed from your account.

How can you tell if someone is scamming you on the Cash App? ›

As with Cash Flipping, if someone promises you free money in return for sending them a payment, it is likely a scam. Moreover, Cash App will never request funds from a customer for any reason. There is no such thing as “claiming” a payment by sending money to Cash App.

Is it okay to give strangers your Cash App? ›

Giving out your Cash App tag online puts you at risk of falling for scams and phishers. They can then pretend to be someone you know and ask for money. To be safe online, only tell people you know your Cash App tag.

Is it safe to hold a lot of money in Cash App? ›

Despite their popularity and usefulness, P2P payment apps aren't safe places to store money. Loading cash onto the apps or keeping money there after you receive funds from another user might put your money at risk. Even so, according to the CFPB, consumers are storing billions of dollars in peer-to-peer payment apps.

How long will Cash App hold your money? ›

Temporary Authorizations and Payment Holds

Some merchants like hotels, rental car companies, and cruise lines may put a temporary hold on your card that shows up in your transaction activity. Funds will be automatically returned to your Cash App when the hold is released, which can take up to 31 days.

Is my money protected on Cash App? ›

Safeguarding is governed by strict legal and regulatory obligations and requires us to ensure your money is protected in the unlikely event Cash App goes out of business for any reason. This means that most, if not all, the money you hold in your Cash App account at the time of failure will be paid back to you.

Can I keep money in my Cash App? ›

Savings with Cash App. Savings provides a separate place to store your money and save with Cash App. You can set goals and add funds to your savings balance from your Cash App balance, or from a linked payment source. Cash App's savings balance does not have a separate account number like traditional banks.

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